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6 Best Woocommerce Payment Plugins (2023)

Unlock the potential of your online store in 2023 with the best WooCommerce Payment Plugins. Explore our top picks for seamless e-commerce transactions.

Want to use WooCommerce to accept payments on your WordPress website? – In this article, I have handpicked tried and time-tested Woocommerce payment plugins for E-commerce stores for 2023.

Determining which payment gateway to employ when starting a new eCommerce shop can be difficult. It’s not a good thing if the complexity and overwhelming amount of alternatives available scare you away from beginning an internet business entirely. We have compiled a list of the best payment gateways that work well with WooCommerce, so there’s no need to worry. Finding a solution that works has been made simple so that you can resume business development immediately.

After that, you will discover several factors to consider while selecting a gateway. Lastly, we’ll finish by reviewing the top five payment gateways.

Best Woocommerce Payment Plugins 2023

What do you mean by  Payment Plugins?

You can accept payments through a platform called a payment gateway. You may sign up for a third-party payment gateway that will handle everything for you rather than going through the complicated financial and legal procedures necessary to process money yourself. Cool, right?

Your clients’ credit card numbers, expiration dates, and other sensitive information are securely handled by the payment gateway, so you don’t have to.

Additionally, it increases transparency and reduces anonymity during the transaction. Payment gateways like Stripe, PayPal Pro, and Authorize.net are among the most well-known.

You can use one of two types of payment gateways on your website:

  • A payment device that you can use in-store. The buyer, thus, never leaves your website, which is good news. This is how most essential e-commerce websites like Amazon and Shopify operate.
  • A payment form can be found on the website of the payment gateway. The customer must click a link to the payment gateway’s website to complete their transaction. A good illustration of this is PayPal.

The Best WooCommerce Payment Plugins

We will go over the top Six payment gateways you may use with WooCommerce in this list.

Stripe

Largely to its user-friendly interface, developer-friendly setup instructions, and clean design, Stripe is one of the most widely used payment gateways on the market. Millions of companies, such as Shopify, Amazon, Peloton, Squarespace, and Kickstarter, use Stripe.

You can accept more than a dozen different payment methods through editable forms. You can embed these forms on your website.

The dashboard’s reporting capabilities are comprehensive and include managing refunds and disputes, working monthly totals by category, tracking integrations, and monthly transaction history.

Additionally, WooCommerce and Stripe work very well together, enabling you to embed the payment form on your website. This is helpful and enhances the chance that people will make a purchase.

To guarantee that the payments made by your clients are always secure, the form itself is PCI compliance optimized. You may accept all standard debit and credit cards from more than 130 different currencies and nations.

Features

  • Accepted payment options: 12+
  • Integrated checkout
  • Create stunning structures using Stripe Elements
  • With Stripe Elements, it’s simple to maintain PCI compliance.
  • Invoices
  • Available WooCommerce plugin
  • Financial Disclosure
  • Adaptable design

Pros

  • Features and documentation geared toward developers
  • Outstanding reputation for client service
  • Costs are comparable to those in the market.

Cons

  • Not accessible in all nations

Regional Options

  • 42 nations provide Stripe, most of which are in Europe and North America. Australia, New Zealand, India, Brazil, Singapore, Malaysia, and Hong Kong can also buy it.

Payment Procedures

More than a dozen payment options are supported by Stripe, including credit and debit cards, Apple Pay, AliPay, Google Pay, and others.

The options are based on your location and account type.

Fees

  • Stripe charges 2.9% of each transaction and a $0.30 per card fee.
  • An additional 1% goes to international fees.
  • If currency conversions are necessary, add 1% more.
  • There are no startup costs or additional monthly or annual expenses.

Also Read- Best WooCommerce Hosting Providers for 2023

Paypal Pro

Since PayPal is one of the oldest and most popular payment channels, most people are familiar with it. Their business solution is PayPal Pro.

With support from more than 200 nations/regions worldwide, it is simple to set up and accessible from anywhere in the world. With robust anti-fraud measures, including Automatic fraud screening and their Seller Protection Policy, PayPal is also incredibly safe.

With the help of PayPal Pro’s WooCommerce plugin, connecting to your WooCommerce store is simple. As a result, the setup procedure is rather simple. The entire checkout process can be completed on a single page, saving customers from ever having to leave your website. As a result, fewer carts will likely be abandoned.

Features

  • Send clients professional-looking invoices through email.
  • Adaptable API
  • Access your funds instantly Accept payments from any computer using PayPal Terminal in person
  • Support for WooCommerce plugins

Pros

  • Generally understood by most people
  • Simple to assemble and use
  • Available in the majority of countries worldwide Negative
  • Less suited to developers
  • Monthly expenses that other rivals do not charge a Larger corporation with less attention to detail

Cons

  • Less suited to developers
  • Monthly expenses that other rivals do not charge a Larger corporation with less attention to detail

Regional Options

More than 200 nations and territories offer PayPal services.

Payment Procedures

PayPal accepts payments from bank accounts, credit cards (Visa, MasterCard, Discover, American Express), PayPal Cash, and debit cards.

Fees

Depending on your region and the type of transaction, PayPal’s fees can vary significantly. They charge an additional 1.5% for foreign transactions in addition to their standard 2.9% cost for each online transaction, and they also charge $30 per month for the PayPal Pro program itself.

Square

Payment gateway Square is well-known for its ubiquitous white square devices. Although the service is more geared toward physical stores, you may still accept payments online or set up an internet-only store.

The service is well-made and straightforward to use, particularly if you have tangible goods in your store. Many choices are available for business needs, such as shipping, tracking, in-person pickup, etc.

You can accept payments both online and in person, thanks to a plugin for WooCommerce integration. This is a terrific approach to ensure that you are always prepared to sell your goods, whether traveling for business, attending a conference or simply taking the subway to work.

Additionally, you may accept payments through digital wallets like Apple Pay and Google Pay. WooCommerce Subscriptions and Pre-Orders also offer recurring payments. Small businesses, especially local ones that sell tangible goods, might consider Square.

Features

  • The wooCommerce plugin supports Accepting payments online or in person.
  • Synchronize automatically with your physical Square device
  • Support for in-store pickup and delivery
  • Instagram SEO tools and optimizations integrated
  • Accept various payment methods, such as credit cards, Google Pay, Apple Pay, and others.
  • Coupons
  • Billings

Pros 

  • Cheaper rates compared to specific alternatives
  • Suited for in-person transactions, well-designed, and simple to use

Cons

  • Unavailable in many nations
  • Rather than internet eCommerce, designed more for in-person sales

Regional Options

US, Canada, Japan, Australia, and the UK are the available regions

Payment Procedures

  • Cards for debit and credit
  • Gift cards from Square
  • Google Pay
  • In addition to paying monthly plans with additional features and discounts,
  • Square also provides Google Pay Fees of 2.9% plus 30 cents per transaction.

You may also like: 10 best Dropshipping Woocommerce Plugins for 2023

Authorize.net

Visa owns and runs the payment processor Authorize.net. According to some sources, it has the most users of any payment gateway in the world. For those who make significant monthly sales, it is perfect.

The service accepts more payment methods than the majority of alternatives, including Visa, MasterCard, Discover, American Express, JCB, PayPal, Visa SRC, Apple Pay, Chase Pay, and E-checks.

The integration with WooCommerce is also good. The plugin fully supports WooCommerce Subscriptions and WooCommerce Pre-Orders, and the entire checkout procedure can be completed on your website.

Give Authorize.net a look if you’re a big organization looking for a new payment gateway.

Features 

  • Modern fraud prevention and detection
  • Repeated payments
  • Accept almost any form of payment
  • Few alternatives for checkout

Pros

  • Supported by Visa
  • Features for extensive reporting
  • Reduced prices for more significant volumes

Cons

  • Available only to companies in the US and Canada
  • Arduous to set up
  • Not the best option for micro businesses
  • Regional Options
  • Canada and the US

Payment Procedures

PayPal, Visa SRC, Apple Pay, Chase Pay, JCB, Visa, MasterCard, Discover, American Express,

and Discover Business Credit

Fees

$25 monthly fee plus 2.9% and 30 for each transaction.

Also Read: 8 Best Woocommerce Elementor Themes for 2023

Amazon Pay

The payment system run by Amazon is called Amazon Pay. The main benefit is that customers may pay for your goods and services on your website using their current Amazon accounts.

Customers can utilize their existing Amazon shopping accounts on outside retailers thanks to its seamless integration with others.

Amazon services. This is a huge benefit, given the vast number of Amazon customers!

It aids explicitly in lowering abandoned cart rates, frequently brought on by a lack of confidence in disclosing payment card information. Other than the transaction costs, Amazon Pay has no monthly fees. If the customer makes an international purchase, this can also contain foreign transaction costs.

Additionally, the service provides a free plugin to assist with process management and interacts well with WooCommerce. Customers remain on your website throughout the checkout process, increasing the likelihood that they’ll make a purchase.

Furthermore, there is support for numerous currencies and Amazon’s highly advanced anti-fraud technology.

Features

  • Take payments through your website
  • Mobile-optimized
  • support for small, medium-sized, and large enterprises
  • Customers can use their Amazon shopping accounts to make payments.
  • built-in Alexa integration for voice ordering

Pros

  • Simple to assemble and use
  • Because most people already have an Amazon account, paying for goods and services for clients is simple.

Cons

  • Amazon itself can be a rival for your goods.
  • They keep more of your customer information when you use Amazon than when you use your payment method.

Regional Options

More than 170 countries across the world offer Amazon Pay.

Payment Procedures

There are numerous payment options offered by Amazon Pay, such as direct charges, deferred payments, split payments, recurring payments, and more.

Price

  • No ongoing fees
  • 2.9% transaction fees are added to a $0.30 authorization fee.

Apple Pay

A payment processor from Apple is called Apple Pay. Customers can make payments quickly because it is made exclusively for iPhones, iPads, Apple Watches, and other iOS devices.

Every transaction requires the customer to validate their password, FaceID, or Touch ID, making it highly secure and reducing the risk of fraud or other identity theft problems.

Apple Pay is really nicely made and simple to use, just like the rest of the Apple goods. It is, therefore, perfect for people who desire a visually appealing checkout process.

The WooCommerce integration via Stripe is the last step. You may accept Apple Pay right in your WooCommerce store on a desktop or mobile device. The one-click checkout reduces the checkout time by roughly 60%, which is very effective.

Features

  • Simple online and offline payment options
  • Major credit and debit cards are accepted

Pros 

  • Utilizing Stripe to integrate with WooCommerce
  • Reputable company with a trusted name
  • No additional setup or recurring costs
  • Well-made and simple to use
  • Checkout is incredibly simple for customers utilizing Apple products.

Cons

  • Not accessible in all nations
  • Meant primarily for consumers of Apple products
  • WooCommerce integration is not as seamless as other options.

Regional Options

More than 40 nations in Europe, North America, Asia, and the Middle East accept Apple Pay.

Only American citizens can use Apple Cash.

Payment Procedures

Nearly all credit and debit cards are accepted.

Apple Cash lets you accept cash in person (US only)

Price

There are no additional expenses beyond those imposed by credit card providers.

Conclusion

I hope this tutorial helped assist you in selecting a payment gateway! Deciding sorting through all of the options is confusing, but we hope we have been of some assistance.

While the advantages and features of each solution vary, they are all compatible with WooCommerce. The sole distinction is that some work in particular circumstances better than others.

Our most robust suggestions are as follows:

Stripe is a fantastic option, especially for consumers who don’t mind a little modification.

PayPal is ideal for putting up a payment system rapidly.

If your consumer base uses Apple or Amazon, respectively, Apple Pay and Amazon Pay are wonderful options.

We hope you found our curated list of the “Best WooCommerce Payment Plugins” for 2023 helpful. Elevate your e-commerce game with these top choices!