National, 02.02.2026: BOBCARD LIMITED, a wholly owned subsidiary of Bank of Baroda, in partnership with Etihad Airways, the world’s safest airline, today announced the launch of the BOBCARD Etihad Guest Premium Credit card and BOBCARD Etihad Guest Credit Card. The premium co-branded product is crafted to redefine how Indians experience air travel and rewards. Launching on Mastercard network, the new range of cards has been designed for India’s growing community of travellers, frequent flyers, and global citizens. It offers enhanced value, exclusivity, and seamless travel experiences, reinforcing BOBCARD’s position as one of India’s most trusted PSU credit card issuers.
The BOBCARD Etihad Credit Card comes in two variants, a premium variant priced at ₹5,000 and, an entry variant priced at ₹2,500 and, both offering annual fee reversals on achieving specific spend milestones and a robust miles-earning structure that rewards users every time they spend, fly, or book with Etihad Airways and its select partner airlines. Cardholders enjoy a generous welcome bonus of Etihad Guest Miles upon activation, accelerated mile earnings on Etihad and partner airline bookings, and complimentary access to select domestic and international airport lounges. Under the miles-earning structure, cardmembers will have the opportunity to accumulate bonus miles monthly, quarterly, annually by achieving spends-based milestones, along with exclusive offers and promotions on Etihad flights and services. To further enhance convenience, cardholders can access personalized concierge services for seamless travel planning and bookings, making every journey more rewarding and effortless.
Speaking on the launch, Mr. Ravindra Rai, Managing Director & CEO, BOBCARD LIMITED, said,“This collaboration marks a key milestone in strengthening BOBCARD’s premium lifestyle portfolio for the new-age Indian consumer. While the BOBCARD Etihad Guest Credit Card is designed to deliver exceptional travel privileges, it also enhances everyday spending with meaningful rewards, global conveniences, and curated lifestyle benefits. As aspirations grow and consumers seek value both at home and across borders, we believe this card is built to meet the pace and expectations of today’s modern, experience-driven customer.”
Arik De, Chief Revenue and Commercial Officer, Etihad Airways, said, “By partnering with BOBCARD, Etihad Guest elevates the promise of rewarding loyalty — where every purchase fuels a journey, and every journey inspires the next destination. The BOBCARD Etihad Guest card will be an enriching product for cardholders with a passion for travel, offering instant rewards and exclusive deals. The card reflects Etihad’s commitment to innovation and personalization – giving our Indian guests seamless access to benefits that make global travel simpler, smarter, and more rewarding.”
Both variants offer a host of travel-centric privileges. A Premium Variant, tailored for frequent international flyers, doubles the rewards and privileges. It allows customers to earn 2 Etihad Guest Mile per ₹ 100 spent on regular and cross-border transactions, and 6 Miles per ₹ 100 on Etihad Airways. Users earn a 2X welcome bonus of 5,000 Miles on spending ₹ 25,000 within 60 days, Silver Tier status post t[1]he first transaction, and an upgrade to Gold Tier after completing the first transaction on etihad.com. The Premium card grants 12 domestic and 8 international lounge visits annually, zero forex markup, and milestone rewards of up to 24,000 Miles per year. In addition, card holders get exclusive lifestyle privileges such as concierge support and global hotel offers through Mastercard partnerships. BOBCARD Etihad Guest Credit Card customers also enjoy regular shopping offers on top brands via the brand’s offers catalogue, which is available across all card variants.
While, the Entry Variant allows customers to earn 1 Etihad Guest Mile per ₹ 100 spent on regular and cross-border transactions, and 3 Miles per ₹ 100 on Etihad Airways. New cardholders receive a 2X welcome bonus of 2,500 Miles on spending ₹ 10,000 within 60 days along with complimentary Etihad Guest Silver Tier status after the first transaction on etihad.com. Additional monthly, quarterly, and annual bonuses enable users to accelerate earnings up to 12,000 Miles per year, for meeting travel goals. Cardholders enjoy complimentary access to eight domestic and four international lounges annually, plus a 1 percent forex markup for international transactions.
The product under BOBCARD’s premium category, resonates strongly with the country’s changing consumer sentiment, one where travel has evolved from being an occasional luxury to an essential lifestyle choice. Recent data underscores this transformation. According to the Directorate General of Civil Aviation (DGCA), domestic air traffic in India rose 6% percent year-on-year in 2024, while international air bookings grew by over 18 percent. A CAPA India report projects that India will become the third-largest aviation market globally in 2026, driven by expanding connectivity and increasing discretionary spending. This surge has created a robust demand for financial products that reward travel-oriented lifestyles, making the launch of the BOBCARD Etihad Credit Card both timely and relevant.
With this partnership, BOBCARD and Etihad Airways reinforce their shared vision of enhancing the modern travel experience by combining the trust and accessibility of a leading Indian financial institution with the global excellence of a world-class airline, empowering travelers to explore more, save more, and experience more every time they fly.
About BOBCARD LIMITED:
BOBCARD Limited was established in the year 1994. It is a Non-Banking Financial Company, wholly owned by Bank of Baroda. The Company’s primary business is in credit cards with its key differentiator being simple, easy-to-understand products that are fairly priced, efficiently serviced, and can easily be availed through a digital-all application process. A pioneer in the space of credit cards, BOBCARD Limited offers an array of products catering to all segments of customers including Everyday Shopping Cards like BOBCARD Cashback, Easy & Select, Card for Defense Personnel, Cards for Professionals like ICAI, ICMAI & ICSI, co-branded cards with HPCL, Snapdeal, IRCTC, Premium Travel & Lifestyle cards like Eterna, Tiara, Premier, and more other variants. It is leveraging state-of-the-art technology to provide unique payment solutions to its customers.
For more information, visit www.bobcard.co.in
BOBCARD Limited, a subsidiary of Bank of Baroda, has partnered with Etihad Airways to launch two co-branded credit cards in India aimed at enhancing travel experiences and rewards for frequent flyers and global travellers.
• Two card variants introduced: The BOBCARD Etihad Guest Credit Card is available in a Premium variant priced at ₹5,000 and an Entry variant at ₹2,500, both offering annual fee reversals upon meeting spend milestones and a strong miles-earning system for travel-related purchases.
• Premium card benefits: The Premium variant offers accelerated mile earnings including 2 miles per ₹100 on regular transactions and 6 miles on Etihad bookings, a 2X welcome bonus of 5,000 miles, tier status upgrades, multiple lounge accesses, zero forex markup, and exclusive lifestyle privileges.
• Entry card features: The Entry variant provides 1 mile per ₹100 on regular spend and 3 miles on Etihad transactions, a 2X welcome bonus of 2,500 miles, Silver Tier status, complimentary lounge access, and a 1% forex markup on international transactions.
• Market context and partnership vision: The launch aligns with India’s growing air travel market, with domestic traffic up 6% and international bookings up over 18%, positioning the cards to meet evolving consumer travel needs by combining BOBCARD’s financial trust with Etihad’s global airline excellence
